In the book "The Richest Man in Babylon" there are 3 things you need to do for the well-being of life:

✅. Learn How to Raise Money

✅  Save 10% From Your Income

✅  Double Your Savings

5.

One way to earn money is to work or do business.

Often when we get a salary we will spend the money. The book also explains that part of our salary or income is ours.

In this case, we should know how to plan our expenses wisely. Here are the steps we need to do.

1 – Save 10% From Income

The first process to build wealth is to start with saving.

From the books I've read, many financial experts recommend that we save 10% of our income every time we get a salary or business income.

Almost all financial experts think this is the first step we need to take on the road to wealth.

Some suggest that we save more than 10% so that we quickly reach our first target, which is a 6-month emergency fund.

The bigger the cut we make the better. Saving requires discipline and self-force.

For me as a gold saver, the first target after having a 6-month savings fund is to convert it to 100 grams of physical gold as individual savings.

Another way we can do this is to continue to convert the 10% into gold.

GAP gold account is the best way to convert our savings into gold.

The emergency fund will be used during an emergency, for example when we are layoff from work, there is an unwanted accident, etc.

Other savings can be divided as follows:

✅ . Retirement Fund Savings

✅  For Weddings

✅  Education for Children's University

✅   Eid uses and more

2 – Physical Gold Investment

The second process to get rich is to 'diversify' your investments.

Gold investment itself has various and can be divided into 2 types, namely physical gold and non-physical gold.

Apart from gold, you can also learn about a physical investment of silver which also has a high potential.

The advantages to gold investment are:

1.  Investors do not need a fund manager to add buy or sell stocks

2.  Savings assets remain stable despite political and economic instability

3. Can be Ar-Rahnu if you need money.

4.  The price of gold does not follow inflation.

5.  No taxes.

Before venturing into investing in other instruments, you must gain as much knowledge as possible about the investment first.

It's best to focus on one instrument first before moving on to another.

Here are some good investment instruments you can choose from.

✅  Shares

✅ Unit Trust

✅  Gold

✅  Silver

✅  Property

My advice before you start with the investment instruments above, you need to know your attitude and personality, because not all investments are suitable for you. Honestly, ask yourself if you can sleep well at night or not, when making the above investment.

Gold investment has the risk of price fluctuations, especially in the short term.In a year the price of gold rose between 12% and 25%.

There are 3 types of investors which are aggressive, conservative investors, and moderate investors.

Most importantly, if you are not clear about the investment, get investment knowledge and a teacher as soon as possible.

3 – Online Business.

Another process to build wealth is by doing business. There is no investment profit that can compete with business profit. If you want a bigger profit in gold you should also make gold your business.

There are companies that provide gold business opportunities when you become an authorized dealer for that company.

As a dealer, you can 'promote' to your customers and get incentives every month when your customers make a purchase.

Right now, we can buy anything we need from the smallest items to the largest items online and many online platforms are available such as Shopee, Lazada, Lelong, Qoo10, and not to mention the PG Mall platform.

We can also make a price comparison between one platform and another easily. The advantages of this online business are:

1. It can be done wherever you are free

2. Anyone can do it.

3.  Does not require a large initial capital

4. Do Business Globally

PG Mall and Public Gold are very good platforms because no capital is required to start this business. 

You can register for free through the referral link provided. For example, you can 'Sign Up' by clicking on my referral link.  CLICK HERE

When you are registered, it means that you are a PG Mall and Public Gold agent and can market products to your customers.

In this case, the more customers or networks you have, the bigger the income you will receive every month, and can generate passive income for you as long as your customers shop at PG Mall. and Public Gold.

Not only that but as a Dealer, when you buy products you will also get CashBack 0.5% of what you spend. Great!

I have not yet come across a platform as great as this which is known as the CosuMerchant concept which is a combination of the two words Consumer (User) and Merchant (Seller).

This combination provides a win-win situation for both parties. A variety of products can be purchased at PG Mall including daily necessities, clothing, beauty, health, electronics, electrical, furniture, car tools, and more.

Hopefully, the explanation above is useful if you want to get passive income with a business without capital, you can make an agreement or contact me at the name below.

Thank you. 

MOHD SULIMAN HAFID - PG 027857
Star Master Dealer Public Gold
Bio :https://OneGoldDinar.net

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